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Homeownership is closer than you think!


Culinary & Bartenders
Housing Partnership

Down Payment Assistance

Established as a result of the 2007 collective bargaining agreement, Nevada Partners & Culinary and Bartenders Housing Partnership has helped many families. If you are a worker covered by the Culinary and Bartenders’ union contract who has at least 2,000 hours of service over a 3-year period, then you are eligible for the program that helps workers obtain the dream of homeownership.

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Key Benefits

✔ Get up to $20,000 at 0% interest rate
✔ You do not have to pay back the loan unless you sell, rent, or refinance the property
✔ Reduces monthly mortgage payment
✔ Funds for loans are limited and will be granted on a first come first serve basis


✔ You must live in the house you buy (no second homes or vacation homes)
✔ You must not have owned a home within the past three years
✔ You must contribute 3.5% down payment for an FHA mortgage
✔ You must contribute 1% of the purchase price for a conventional mortgage
✔ Your combined household income can’t be greater than $92,010 for a 1-3 person household
✔ For a household with 4 or more persons, your combined household income can’t be greater than $106,250
✔ You will be required to complete an orientation class, an 8 hour homebuyer education course and a one-on-one counseling session at no cost to you
✔ You must qualify for a mortgage

This down payment assistance program requires a home loan mortgage approval. Find out if you are approved by applying:

Home Loan Down Payment Assistance Programs:

Home Is Possible™
Down Payment Assistance

Learn More

HIP For Heroes™
Interest Rate Reduction

Learn More

HIP For Teachers™
Down Payment Assistance

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HIP For First-Time Homebuyers
Down Payment Assistance

Learn More

Home At Last
Down Payment Assistance

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Down Payment Assistance

Learn More

For more information about mortgage related programs

Get in contact with our home loan mortgage lending experts

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